If there’s one thing I consistently remind clients, it’s this: A strong retirement plan isn’t something you set once—it’s something you actively guide. The reality is, your plan doesn’t exist in a vacuum. It lives inside a constantly changing environment—tax policy, markets, interest
In the United States, the tradition of taxing assets at death began with the Stamp Act of 1797. Congress repealed the Stamp Act in 1802. However, a pattern was set, and for the next hundred years or so, estate taxes were used as a way to finance wars. The Revenue
Try this: Rub your hands together. What happens? Heat, right? Heat is created by friction. OK if you want to warm yourself. However, friction in engines “steals” energy. And it causes engines to wear out sooner. Money friction steals dollars unnecessarily. And causes your capital to wear out sooner. Your
Where does your car operate at peak performance? Highway, right? At what speed? 55-75 miles per hour, right? Is your money operating at “highway efficiency?” Some employees at a tire store in Florida made an unusual discovery in customer’s vehicle. He said there was an unusual noise coming from
A stress test helps doctors collect information about how your heart works while you are active. If the test shows some kind of irregularity, your doctor will develop a treatment plan consisting of medications, surgeries, exercise, diet, and additional testing. Your heart, however, is not the only thing that needs
In 2023, approximately 75.8 million Americans spent nearly 5 billion hours volunteering. The value of those efforts comes to a whopping $167 billion dollars, not counting the change, comfort, or compassion volunteers bring to our communities and beyond. Volunteers change the lives of those around them. Being a volunteer
Imagine this happening to you… You wake up one morning to discover that you are dead. Well, not actually dead. Yet, your local newspaper reports your death and runs your obituary. You are reading your own obituary! Weird… Actually, this is not as rare as you may think. This has
Fingerprints… they prove who you are. And more. They are the identification you cannot lose. Formed before you were even born. Did you know? * No two are alike. This is true even for identical twins! * Fingerprints are oil based, so some materials don't retain our prints. Mirrors do
Hockey defenseman, Carl Gunnarsson renewed his contract with St. Louis. Remarkably, the contract was for less than they paid him for his last contract. How much less? Almost $3.5 million less. And he did this without even considering signing elsewhere. What caused Gunnarsson to stay in St. Louis? He
Many third world countries live in relative darkness. Fixing this would entail building homes with windows and getting electricity to these remote areas. The problems with such ideas are endless, from heavy costs to lack of proper infrastructure needed for electricity. Rather than looking at the problem from the traditional
In 2009, BBC Magazine produced an article answering what they considered to be the Greatest 101 Questions of all time. A few of the questions included were: What is “OK” short for? The most popular theory is that OK comes from “oll korrect,” a deliberately misspelled writing of ‘all correct.
Would you say the following statement is true or false? “If it’s online, it must be true…” How about this statement? “If it’s on TV, it must be true?” “In a magazine?” “Radio?” As you know, the answer is the same. Those statements are FALSE. Why is that?